Politifact • Page
22: Mandates audits of all employers that self-insure! False:
Section 113 of the bill requires the Health Choices
commissioner to conduct a study to make sure health reform does not
unintentionally create incentives for businesses to self-insure or
create adverse selection in the risk pools of insured plans. There
is no mandated audit.
ME
– Pg 22 of the HC Bill MANDATES the Govt
will audit books of ALL EMPLOYERS that self insure!! So Politifact
gives me a false but you actually have to read the page to
understand – If you actually read the requirements for the report
which is mandated by the government you will quickly realize that
indeed the only way to give a complete report is for the
Government to audit the books of employers. So I say to
Politifact – TRUE!
Politifact • Page 29: Admission:
your health care will be rationed! False: Section 122 outlines
broad categories of benefits that must be included in an essential
benefits package. It prohibits cost-sharing for preventive care and
limits annual out-of-pocket spending to $5,000 for an individual
and $10,000 for a family, indexed for inflation. It says nothing
about rationing or limiting treatment.
ME – Pg 29 lines 4-16 in the
HC bill – YOUR HEALTHCARE IS RATIONED!!! So if the
Government sets limits for annual out of pocket spending for an
individual and for a family then the Government has to control
costs for the health services delivered. How? Through rationing of
those services. Politifact – I believe I’m owed a TRUE.
Politifact • Page 30: A government committee will
decide what treatments and benefits you get (and, unlike an
insurer, there will be no appeals process) Barely True:
Section 123 establishes a Health Benefits Advisory Committee that
makes recommendations on what types of health insurance coverage will
be defined as basic, enhanced or premium. The committee will be
chaired by the surgeon general, with members appointed by the
president, the comptroller general, and representatives of
federal agencies. This committee makes recommendations on
insurance regulations, so in that sense it does set standards
for benefits. But it does not make decisions about treatments
for individuals.
ME – Pg 30 Sec 123 of HC bill
– THERE WILL BE A GOVT COMMITTEE that decides what treatments/benes
u get. Notice how the chain email that Politifact quotes adds
things that I did not say. Now if you read the complete section,
123, starting on page 30 you will see that the committee in fact
sets the standards for the basic, enhanced, and premium benefits
package which are treatments and benefits that you would receive I
think I’m owed an upgrade from barely true to TRUE on this one.
Politifact • Page 42: The “Health Choices
Commissioner” will decide health benefits for you. You will have no
choice. None. Pants on Fire!: Section 142 outlines the duties
of the Health Choices commissioner, who is charged with regulating
insurers. The commissioner should seek insurers to offer different
types of insurance, including basic, enhanced and premium.
Individuals will be able to choose among competing insurers who are
regulated via the exchange.
ME – Pg 42 of HC Bill – The
Health Choices Commissioner will choose UR HC Benefits 4 you. U
have no choice! Now I have to completely disagree with Politifact.
So let’s look at the exact wording directly from the text of the
bill:
“(1) QUALIFIED PLAN STANDARDS.—The establishment of qualified
health benefits plan standards under this title, including the
enforcement of such standards in coordination with State insurance
regulators and the Secretaries of Labor and the Treasury.”
So we can see directly that indeed one of the duties of the
Health Choices Commissioner is to establish qualified health
benefits plan standards. So yes the HCC does choose your health
care benefits for you. Politifact – you owe me a big
TRUE.
Politifact • Page 50: All non-US citizens, illegal or not, will be provided
with free health care services. Pants on Fire! Section 152
includes a generic non-discrimination clause, which says
insurers may not discriminate with regard to “personal
characteristics extraneous to the provision of high quality
health care or related services.” It says nothing about “non-US
citizens” or immigrants, legal or otherwise. In fact, the
legislation specifically states that undocumented aliens will
not be eligible for credits to help them buy health insurance,
in Section 246 on page 143.
ME – PG 50 Section 152 in HC
bill – HC will be provided 2 ALL non US citizens, illegal or
otherwise. We can see that the chain email Politifact received
completely misquotes me here. Now let me explain what I
actually tweeted here -
“SEC. 152. PROHIBITING DISCRIMINATION IN HEALTH CARE.
(a) IN GENERAL.—Except as otherwise explicitly permitted by this
Act and by subsequent regulations consistent with this Act, all
health care and related services (including insurance coverage and
public health activities) covered by this Act shall be provided
without regard to personal characteristics extraneous to the
provision of high quality health care or related services.”
In particular the phrase “without regard to personal
characteristics extraneous to the provision of high quality health
care or related services.” For me, I interpret this to mean
that regardless of the individual’s race, gender, age, religion or
national origin health care will be provided. Equally important is
the phrase “Except as otherwise explicitly PERMITTED by this
Act”.
Additionally there is a specific reference to national origin on
page 763 where it deals with non discrimination of Disproportionate
Share Hospitals and Essential Access Hospitals and I quote:
‘‘(A) provides services to beneficiaries under this title
without discrimination on the ground of race, color, national
origin, creed, source of payment, status as a beneficiary under
this title, or any other ground unrelated to such beneficiary’s
need for the services or the availability of the needed services in
the hospital;”
I interpret – “without discrimination on the ground of national
origin” as a basis and an opening for non-U.S. citizens to be
provided health care in the U.S.
Now we have but to look at California to see how illegals are
not allowed health care right? Yeah riiight. So Politifact I’ll
take a Mostly True on this one.
Politifact • Page 58: Every person will be
issued a National ID Healthcard. Barely True: Section 163 sets
out goals for electronic health records. It says one goal should be
real-time confirmation of which services a person qualifies for and
how much they will have to pay. That could be achieved by
machine-readable beneficiary cards, according to the legislative
language. But the legislation does not require the cards.
ME – Pg 58HC Bill – Govt will
have real-time access 2 individs finances & a National ID
Healthcard will b issued! Let’s go directly to the text of the
health care bill -
“which may include utilization of a machine-readable health plan
beneficiary identification
card”
Now come on folks, we all know that a Govt Run Health Care
Exchange and Plan will require this National ID Health Card.
I think I should get at least a Mostly TRUE.
Politifact • Page 59: The federal government
will have direct, real-time access to all individual bank accounts
for electronic funds transfer. Barely True: Section 163 sets
out goals for electronic health records. One of the goals is to
include features that “enable electronic funds transfers, in order
to allow automated reconciliation” between payment and billing. The
legislative summary says the intent in the section is “to adopt
standards for typical transactions” between insurance companies and
health care providers. The legislation generically describes
typical electronic banking transactions and does not outline any
special access privileges.
ME
– Pg 59 HC Bill lines 21-24 Govt will have direct
access 2 ur banks accts 4 elect. funds transfer! Read the exact
text that I referenced folks. Indeed the Government will have
direct access to your bank accounts as they must have access to
electronically withdraw funds. Come on now, you want the Government
accessing your bank accounts at all? So Politifact, you owe me a
full TRUE on this one.
Politifact • Page 65: Taxpayers will
subsidize all union retiree and community organizer health plans
(read: SEIU, UAW and ACORN). Pants on Fire! Section 164
creates a temporary reinsurance program to help employers or
employee associations pay for coverage for workers ages 55 to 64.
It does not mention labor unions or community organizer groups,
though presumably they could qualify for subsidies like any other
employee association that previously offered health insurance. The
section’s point, however, is to offer subsidies to employer-based
insurance programs, not unions or community organizers.
ME – PG 65 Sec 164 is a payoff
subsidized plan 4 retirees and their families in Unions &
community orgs (ACORN). Again I have to completely disagree with
Politifact. I believe that GM’s employer based insurance program is
for their UAW employees. I believe that SEIU’s union members have
employer based insurance programs as well. I also believe that
ACORN is covered as well too as a vlountary association. But
let’s take a look again directly at the text in this section -
“The term ‘‘eligible employment-based plan’’ means a group
health benefits plan that—is maintained by one or more employers,
former employers or employee associations, or a voluntary
employees’ beneficiary association, or a committee or board of
individuals appointed to administer such plan”
So it’s very clear that what I am saying is the exact opposite
of what Politifact says – It’s A TRUE!
Politifact • Page 72: All private
healthcare plans must conform to government rules to participate in
a Healthcare Exchange. True. Private health care plans must
conform to government rules to participate in the exchange, and
this page begins an explanation of exchange rules. However, the
requirement that insurance companies must conform to is also
presented much earlier in the bill. We spotted an earlier reference
on page 15, Section 101.
ME – Here is my original tweet:
“Pg 72 Lines 8-14 Govt is creating an HC Exchange
2 bring priv HC plans under Govt control.” So we can see that the
email completely misquotes what I sd but Politifact confirms it to
be true.
Politifact • Page 84: All private
healthcare plans must participate in the Healthcare Exchange (i.e.,
total government control of private plans). Mostly True.
Section 203 sets rules saying that plans must offer basic plans
before they can offer plans with extra benefits. These extra
benefits are defined as enhanced plans and premium plans. (The
unstated assumption here is that enhanced and premium plans will be
more profitable for the insurance companies.) But this isn’t the
page number that requires health plans to participate in the
exchange. Technically speaking, private insurance plans are not
required to participate. Rather, only insurance sold on the
exchange will satisfy the mandate that people have health
insurance. In effect, private health plans that want to sell to
individuals will have to sell through the exchange, under the terms
of the bill.
ME – PG 84 Sec 203 HC bill –
Govt mandates ALL benefit pkgs 4 priv. HC plans in the Exchange. So
again the email completely misquotes me and when you look at what I
actually said then Politifact’s “Mostly True” becomes true.
Politifact • Page 91: Government mandates
linguistic infrastructure for services; translation: illegal
aliens. Half True. Section 204 outlines more regulations for
health insurance plans in the exchange. One of the requirements is
that they provide “culturally and linguistically appropriate
communication and health services.” Another part of the bill
mentions that this includes “effective methods for communicating in
plain language.” There is no mention of citizenship status.
ME – I don’t even list Page 91. So the email
has something I never said.
Politifact • Page 95: The Government will pay
ACORN and Americorps to sign up individuals for Government-run
Health Care plan. False. Section 205 says the Health Choices
commissioner is charged with publicizing the options on the health
care exchange. The legislation says the commissioner “may work with
other appropriate entities to facilitate the dissemination of
information.” The bill does not mention ACORN or Americorps. The
bill also says that the commissioner must publicize the
“Exchange-participating health benefits plan options,” which would
include private insurance plans.
ME – Pg 95 HC Bill Lines 8-18
The Govt will use groups i.e., ACORN & Americorps 2 sign up
indiv. for Govt HC plan. Again the email completely misquotes what
I actually sd. I also have to disagree with Politifact on this and
here’s why -
Now within those lines it references Paragraph 4 of such
subsection – specifically I am pointing to page 100 lines 15
through 18:
“USE OF OTHER ENTITIES.—In carrying out this subsection, the
Commissioner may work with other appropriate entities to facilitate
the dissemination of information under this subsection”
As you can see the door is ambiguously left wide open for the
Commissioner to work with other appropriate
entities, for exampleACORN or AmeriCorp. So I leave it up
to you to decide – I think what I sd is true. With this
administration and their relationship with ACORN it is very well
within the realm of possibility.
Politifact • Page 102: Those eligible for
Medicaid will be automatically enrolled: you have no choice in the
matter. False. This page describes people who would qualify
for Medicaid, a government insurance program for people with very
low incomes. It says that individuals will be automatically
enrolled in Medicaid only if they have “not elected to enroll in an
Exchange-participating health benefits plan.” So the
auto-enrollment only happens if they have not chosen another
plan.
ME – PG 102 Lines 12-18 HC
Bill – Medicaid Eligible Indiv. will b automat.enrolled in
Medicaid. No choice. Well we have one that’s close to what I said.
Again though I have to disagree with Politifact. So let’s go
specifically to the actual text of the bill:
“AUTOMATIC ENROLLMENT OF MEDICAID ELIGIBLE INDIVIDUALS INTO
MEDICAID.—The Commissioner shall provide for a process under which
an individual who is described in section 202(d)(3) and has not
elected to enroll in an Exchange-participating health benefits plan
is automatically enrolled under Medicaid.”
Well it’s pretty
clear to me that the Govt is telling you that if you don’t elect to
enroll in a Government Exchange participating health benefits plan
then you will be automatically enrolled under
Medicaid. So you don’t really have a choice. If you don’t enroll in
one Government program you’ll have to enroll in another Government
Program. So Politifact – sorry it is TRUE.
Politifact • Page 124: No company can sue the
government for price-fixing. No “judicial review” is permitted
against the government monopoly. Put simply, private insurers will
be crushed. Barely True. Section 223 discusses how the
government will pay doctors under the public option health
insurance; they will pay 5 percent more than Medicare pays. It’s
true that this section does not set out any sort of judicial
review, but it specifically states that health care providers do
not have to accept patients under the public option. The bill also
says that the Health Choices commissioner has the authority “to
correct for payments that are excessive or deficient,” taking into
account “amounts paid for similar health care providers and
services under other Exchange-participating health benefits plans.”
There may be a broader case to be made that the government can
out-compete private insurers through the public option, but this
section of the plan doesn’t have to do with lawsuits or judicial
review.
ME
- pg 124 lines 24-25 HC No company can
sue GOVT on price fixing. No “judicial review” against Govt Monop.
So again you can see how the email misquoted me. Now Politifact
gave me a Barely True. So let’s see directly from the text of the
bill.
(f) LIMITATIONS ON REVIEW.—There shall be no administrative or
judicial review of a payment rate or methodology established under
this section or under section 224.
Well I think that
“judicial review” means courts and since the Government states
there cannot be a review of a payment rate then that
leaves the door wide open for the Government to fix prices.
Politifact – I think you owe me a TRUE.
Politifact
• Page 127: The AMA sold doctors out: the government will set
wages. Barely True. Section 225 discusses payments for
physicians who choose to accept the public option insurance. Again,
there may be a broader case to be made that the government can
out-compete private insurers through the public option, but this
section of the plan only applies to payments to doctors for
patients who are part of the public option. The government does not
set wages for doctors because doctors are free to decline to see
the patients.
ME
– pg 127 Lines 1-16 HC Bill – Doctors – The Govt
will tell YOU what u can make. Once again the chain email
completely misquotes me. Again I have to give this a TRUE. If
you read the actual lines that I referenced then indeed, the
Government is telling Doctors what they can make and yes it happens
to be in the Public Option Plan.
Folks, The list I
provided in my HC Monstrosity post are references. It is
every one’s duty in America, to read the Health Care bill in it’s
entirety – Politifact included, especially if you want to comment
specifically on it.